# SpendStream Pricing – Automated Xero expense management

## Pricing

| Plan | Price | Features |
| --- | --- | --- |
| Free | $0/mo | Up to 5 transactions/month, Unlimited assignment rules, Priority support |
| Efficiency | $19/mo | Unlimited expenses, Unlimited assignment rules, Priority support |

## Which plan is right for you?

**Free plan** ($0/mo): Small businesses with simple needs

**Efficiency plan** ($19/mo): Organizations with more complex billing workflows

## Compare plans

| Feature | Free | Efficiency |
| --- | --- | --- |
| Monthly transactions | 5 | Unlimited |
| Assignment rules | Unlimited | Unlimited |
| Review mode | Yes | Yes |
| Tracking category rules | Yes | Yes |
| Reference tag rules | Yes | Yes |
| Xero connection | 1 org | 1 org |
| Support | Priority | Priority |

## Pricing FAQ

**Q: What happens when I exceed 5 transactions on the Free plan?**

SpendStream continues syncing your Xero data, but auto-assignment pauses until the next billing cycle or you upgrade to the Efficiency plan. You can upgrade instantly from your account settings — there’s no waiting period.

**Q: Can I switch plans at any time?**

Yes. Upgrade or downgrade instantly from your account settings. Changes take effect immediately, so you’re never locked into a plan that doesn’t fit your workflow.

**Q: Is there annual pricing?**

Right now, billing is monthly with no lock-in — cancel whenever you want.

**Q: What’s your refund policy?**

Cancel anytime with no hidden fees. If you’re not satisfied, reach out to support and we’ll sort it out.

**Q: Will SpendStream change my live Xero data?**

SpendStream will create assignments in your live Xero data automatically. If you’d prefer to review first, enable review mode — every assignment is flagged for your approval before anything is created in Xero. You stay in full control.

**Q: Can I try SpendStream before committing?**

Yes. The Free plan includes 5 transactions per month with full feature access. No credit card required — just connect your Xero organisation and start auto-assigning.

## Ready to shrink hours of boring bookkeeping into minutes?

Start auto-assigning your Xero expenses today. Free plan available — no credit card required.

**Start auto-assigning your expenses**: https://dash.spendstream.app